Has your quality of life improved lately? Have you seen an increase in wages? Has your college degree landed you a big fat paycheck yet? If not, why not? According to official government approved statistics, you should be experiencing all of these things during our current economic recovery. But don’t worry, the truth is, if you haven’t experienced any of this yet, you’re not alone.
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For the majority of people, buying a car in cash is not feasible due to the price of a new topping the average yearly wage of most Americans. In fact, the average price of a new car in the U.S. reached an all-time high in 2012 of a massive $30,748 according to TrueCar.com.
Finding and selecting the right auto loan is a smart and necessary option for a growing number of motorists from all kinds of credit backgrounds.
Well, we can never really guarantee the loans which our lenders gives out. Although we specialize in finding lenders that giving out loans even to individuals and firms with bad credit histories, it does not in any way qualify each and every such entity that comes to us, for loans. After all, our lenders also have thier own unique mechanisms which deploy to check for creditworthiness.
At the same time, we would also like to add that the rejection rate in our case is low. Practically alot of our users does manage to obtain the personal loan which they happen to be seeking. That being the case, there is really very little reason to believe as to why you too should not be able to obtain the loan which you are seeking. Therefore, please feel confident to approach us with the unique loan requirement that you might have in the very first place.
Well that is perhaps the best part of working with us since you will not need any kind of collateral or security while working with us. We will send your aplication to lenders that will be able to determine your credit worthiness all by themselves and therefore you can easily avail the personal loan which you need, with minimum documentation and fuss.
That is also indeed the reason for which there are more and more customers looking to avail of personal loans through us in the first place.
After all, arranging some sort of a security or collateral is in fact a major issue with a lot of our users. And that is indeed the reason for which they come to us and not go to other services, all of whom require additional security and collaterals. With our matching service, you can be completely rest assured that there will never really be any such requirement, by the lenders that work with us, at all in the first place.
No we do not look into the purposes for which our customers seek out personal loans. In fact, we would go so far as to say that you need not make any kind of a declaration about the purpose for which you are seeking a personal loan. As long as your loan approval is processed, you are completely free and independent to use the funds leant out to you, for whatever purpose deemed suitable.
Again, we would like to add here that this is a flexibility which few customers out there have with other services and that is indeed the primary reason for which they keep coming back to us again and again. Otherwise, there are many miscellaneous expenses and purposes for which loans are sought; people can’t really be specifying the purpose in those cases, each and every time. We completely respect and appreciate that fact and therefore do not particularly seek out reasons for which personal loans are sought from us.
All you need to do is to file the online application and we will match you with a lender for your loan.
For sure you can, in fact our team is on standby all the time, should you have any questions at all with regard to the loan process. Just remember that a lot of the questions which you are likely to have on mind would perhaps already be addressed here in the FAQs section. But just in case you still have other questions in mind with regard to any aspect of personal loans, please feel free to get in touch with us.
And do not hesitate, no matter what questions you might have. After all, there are situations where some customers feel that the questions which they have are somewhat silly or out of the norm. We feel that please do not keep any such questions to your own self. Instead feel free to ask us and we are very sure that we would have the answers to all of them with complete ease and comfort.
No, you do not necessarily need to have a job to avail personal loans through us but what you need is at least some source of income. That way, whether you are working part time, full time or any other such means, you can still avail personal loans through us. So don’t worry even if you do not have a full time job as such – you will still be able to obtain the loans which you need.
In fact most or at least many of our patrons do not necessarily have a full time job going for them; they may have recently been laid off from their jobs or somehow have been faced with a situation where their regular source of income is pretty much gone; that is where we step in to the picture and ensure that our patrons have nothing to fret about at all in the first place.
Well, if you look at the name of our business, you can see from the outset that it is ‘Personal Loans for Bad Credit’. In other words, you really do not have anything to be concerned about at all. Even if you have had a poor credit run in the past and would like to sort things out now, say through a personal loan from us, we will be more than happy to assist you.
After all, there have been umpteen cases where it is not like the individuals willfully defaulted on their debts; they simply had no choice, say thanks to loss of a job or a regular source of income. Most banks and lenders simply do not care about this aspect at all in the first place. That is the reason patrons come to us since they know that we are here to ignore your past misdeeds and help you get back on track with all your payments and debts.
Once you fill the online application our system will try and find you a lender that will be willing to give you a short term loan even with bad credit.
What if I am not able to repay the loan on time?
If you are not able to make a repayment as scheduled, please inform the lender in advance. We strongly recommend that if you fill you cannot repay the loan on time (according to your agreement with the lender) you should not take the loan.
Can I repay my loan back early?
Usually You can repay your personal or payday loan before the due date, but we advice you to review the contract you need to sign with the lender before taking the loan.
When do i need to repay the loan?
Please note that you will need to repay the loan on your next payday. If you get a proved for a loan make sure to check all the loan terms with the lender before thawing the loan. We can help you find a lender with no obligation or fees but it is up to you to decide if you agree to the lenders terms and conditions of the loan.
To find out if you will qualify, please fill out our short online application form now. We will process it for free without delay.
Must I have a regular income?
You can qualify for a personal loan if you have an income from some source. You must be employed and earn a minimum salary of 1,000$ a month to get the loan.
Will I have to arrange for collateral or a co-signer?
We will not ask you to arrange for collateral or a co-signer.
For what purposes can I take a loan?
You can take a loan for any purpose.